Financing
Get pre-approved, then shop like a cash buyer.
A pre-approval tells you what your monthly payment actually looks like, and tells the builder you are ready. It takes one conversation.
Fifteen minutes on the phone covers your goals, your timeline, and the loan programs that fit, including the specifics of buying new construction.
Income, assets, and identification, uploaded to a secure portal. Most buyers have everything in an afternoon.
A pre-approval letter and a real monthly payment for the home you have your eye on, HOA dues included.
Write the offer knowing it will fund. Bret and Ray coordinate the rest through closing.
Have ready
Pre-approval is not a commitment to lend. Rates, programs, and terms depend on credit approval and can change. You are free to finance with any lender.
Ray can tell you which homes are ready to close and which are still a few weeks out, so the pre-approval lines up with the move.
Contact the sales team